Tuesday, July 31, 2012

Should I open a whole life insurance policy or a 401k first? Question ...

Should I open a whole life insurance policy or a 401k first?

I met with a financial consultant who told me that the 401k is the last thing I should start. She says it makes more sense to open the whole life which compounds 8% return on my money yearly and pays a yearly dividend. Which is smarter to do first?

You can compare quotes from different companies for free at: Usa insurance quotes

For most people it is best to buy term life insurance and invest the money they save in a 401k. Life insurance plans that builds up a cash value like whole life, universal life, et cetera are rarely the best choice. Financial consultants who push whole life insurance are interested in lining their pockets with big commissions, not making you money. If you look at financial sites not run by insurance companies, they are almost unanimous in recommending term life insurance. Look at big name sites like Yahoo,CNN, Motley Fool SmartMoney.com and Kiplinger?s, and they all recommend term life insurance for most people. However, you will find many websites out there that promote whole life insurance and disparage term life insurance. They are almost all run by insurance companies. Insurance companies make more money from these policies and it is in their interest to push them. Whole life has the advantage of having a built-in savings program, but you lose a lot of money to high commissions. It is usually better to buy term life insurance and invest the money you save in an IRA, 401K, or mutual fund. There are, however, rare cases where whole life is better and these are discussed in the articles below.

Sources: Term vs. Whole Life Articles:

http://www.fool.com/insurancecenter/life?

http://finance.yahoo.com/insurance/artic?

http://money.cnn.com/pf/101/lessons/20/i?

http://www.smartmoney.com/insurance/life?

http://www.kiplinger.com/basics/archives?

General Information on Life Insurance:

http://www.fool.com/insurancecenter/life?

http://finance.yahoo.com/how-to-guide/in?

http://money.cnn.com/pf/101/lessons/20/i?

http://www.kiplinger.com/basics/archives?

Your financial consultant is an idiot.
A whole life insurance is one of the WORST investments there is.

I am an economics major?1 semester from MBA.

Find another consultant.

They call it whole life because you throw you money in a hole.

If you?d like a more rational plan, that is not clouded with commission motives, send me an email.
2 people rated this as good
source: how much insurance

Related Posts:

Source: http://www.decadesilove.com/2012/07/30/should-i-open-a-whole-life-insurance-policy-or-a-401k-first-question/

ohio state girl with the dragon tattoo ohio state basketball collateral dick cheney heart umf peter frampton

Romantic crooner Tony Martin dies at 98

LOS ANGELES (AP) ? Tony Martin, the romantic singer who appeared in movie musicals from the 1930s to the 1950s and sustained a career in records, television and nightclubs from the Depression era into the 21st century, has died. He was 98.

Martin died of natural causes Friday evening at his West Los Angeles home, his friend and accountant Beverly Scott said Monday.

A peer of Bing Crosby and Frank Sinatra, Martin sang full voice in a warm baritone that carried special appeal for his female audience. Among his hit recordings were "I Get Ideas," ''To Each His Own," ''Begin the Beguine" and "There's No Tomorrow."

"He's the ultimate crooner who outlasted all is contemporaries," musician and longtime friend Gabriel Guerrero said from his Oregon home. Martin recently sang to Guerrero over the telephone.

"He has truly remained the butterscotch baritone until he was 98," Guerrero added.

Although he never became a full-fledged movie star, he was featured in 25 films, most of them made during the heyday of the Hollywood musicals. A husky 6 feet tall and dashingly handsome, he was often cast as the romantic lead.

He also married two movie musical superstars, Alice Faye and Cyd Charisse, and the latter union lasted 60 years, until her death in 2008.

Martin found his escape through music while growing up in San Francisco and Oakland amid a poor, close-knit Russian Jewish family, enduring taunts and slights from gentile classmates.

"I always sang," he wrote. "I always played some instrument or other, real or imagined. ... At first, of course, my music was just for my own fun. I didn't recognize it right away as my passport away from poverty."

Performing on radio led to his break into the film business. His first singing role came in the 1936 "Sing Baby Sing," which starred future wife Faye and introduced the Ritz Brothers to the screen as a more frenetic version of the Marx Brothers.

As a contract player at Twentieth Century-Fox, Martin also appeared in "Pigskin Parade" (featuring young Judy Garland), "Banjo on My Knee" (Barbara Stanwyck, Joel McCrea) "Sing and Be Happy," ''You Can't Have Everything" (Faye, Don Ameche) "Ali Baba Goes to Town" (comedian Eddie Cantor) and "Sally, Irene and Mary."

In 1940 he shifted to MGM and sang in such films as "The Ziegfeld Girl" (James Stewart, Lana Turner, Judy Garland), "The Big Store" (the Marx Brothers), "Till the Clouds Roll By," ''Easy to Love" (Esther Williams) and "Deep in My Heart."

In 1948, he produced and starred in "Casbah," a well-received film musical version of "Algiers" with a fine score by Harold Arlen and Leo Robin. He made singing tours of Europe and had a yearly contract at London's Palladium.

Martin had fallen in love with Faye while at Fox, where she was one of the studio's biggest stars. Married in 1937, the newlyweds were considered one of Hollywood's handsomest couples. But the marriage eroded because of career conflicts and his distaste for becoming known as Mr. Alice Faye. They divorced after two years.

Martin met Charisse, then a rising dance star at MGM, when they were dinner partners at a party given by their mutual agent. Just returned from the war, Martin was busy greeting old friends and paid her little attention.

They didn't meet until a year later, when the persistent agent arranged another date. This time they clicked, and they married in 1948. She had a son Nicky, born of her first marriage to dance director Nico Charisse. She gave birth to Tony Jr. in 1950.

Charisse became a star at MGM during the 1950s, dancing with Fred Astaire in "The Band Wagon" and "Silk Stockings" and Gene Kelly in "Singin' in the Rain" and "Brigadoon."

In later years, Martin and Charisee put out a 1976 double autobiography, "The Two of Us," and often toured in a singing and dancing shows. He continued appearances into his 90s, his voice only slightly tarnished by time.

"His voice is more or less intact," a New York Times critic wrote when he appeared at a New York club in early 2008. "Time has certainly taken its toll. He no longer belts. ... But the essential Tony Martin sound was still discernible."

Martin was born Dec. 25, 1913. His parents divorced when he was an infant.

"I was a Christmas present in a family that didn't believe in Christmas," Martin wrote. "The name they gave me when I was born on Christmas Day, 1913, was Alvin Morris. Tony Martin wasn't born for a long time after that."

He attended St. Mary's College of California, where he and other students formed a popular jazz combo, The Five Red Peppers. After college, he formed Al Morris and His Orchestra, and played in San Francisco nightclubs like the Chez Paree, often appearing on late-night national radio.

MGM chief Louis B. Mayer heard the bandleader sing "Poor Butterfly" on radio and ordered a screen test. It was a failure, but an agent landed Morris a contract at RKO, where he got a new name. He had enjoyed the music of Freddie Martin at the Coconut Grove, so he borrowed the name. "Tony" came from a magazine story.

His career at RKO was notable for a one-line bit in the 1936 "Follow the Fleet," which starred Astaire and Ginger Rogers. He had better luck at Fox, but nightclubbing every night with a succession of film beauties detracted from his work.

"I was so busy having fun that I didn't even learn my lines," he admitted in 1955. "I muffed a wonderful chance, and that was the end of me for a while."

World War II brought the one big scandal in his life. He enlisted in the Navy in 1941 and was given a specialist ranking. A year later, a Navy officer who facilitated Martin's enlistment was court-martialed, accused of accepting a $950 automobile from him. The singer was not charged but was dismissed from the Navy for unfitness. He asked his draft board for immediate induction into the Army and served three years in Asia.

The scandal lingered over Martin's head after the war, but he managed to rebuild his career with radio, films, personal appearances and records.

He is survived by stepson Nico Charisse.

Hillside Memorial Park in Culver City was handling funeral arrangements.

___

Associated Press Writer Jeff Wilson contributed to this report.

Source: http://news.yahoo.com/romantic-crooner-tony-martin-dies-98-172647928.html

the fray national anthem dallas tornado ncaa basketball oikos kentucky wildcats oakland school shooting nike nfl jerseys

Monday, July 30, 2012

Software Espia Programa Espia Movil control Tutelar ? Yapperz.com ...

??Management Cellphone by SMS:The above time period is sufficient to demonstrate the aspect but for additionally elaboration, phone calls, SMS, cell phone resources is often managed by a different mobile
You can also make a simply call having a one communication, block any unwanted number, delete the SMS inbox, ahead SMS or MMS to every other mobile system etc
This function is on the market in many of the a few versions of program espia i
SMS or e-mail logging:This attribute allows the spy to ahead many of the e-mails and text messages to application espia internet account
All over again this aspect can be obtained in three versions of software package espia (Pro-X, Professional, and Lite)
Get in touch with heritage logging:With this particular element the spy can discover the call durations, cellphone figures, plus the names of call if readily available inside the mobile phone reserve
The information is shipped to world wide web account offered by the software program espia
This function is accessible within the 3 variations of software espia
Spot Monitoring:Spy can observe the mobile telephone place on the map by delivering the cellular phone id and cellular phone title
This characteristic can be readily available all of the 3 aforementioned variations i
Name Interception:Interception will be the capacity to listen in to live telephone calls planning for the goal device
You specify the figures you are interested in and when any calls to or from these quantities happen about the focus on; Application Espia PRO-X will ship a secret SMS to the mobile
Blackberry and whatsapp messenger chats:The discussions existing in the blackberry messenger and whatsapp messenger inside the goal mobile cell phone are going to be sent directly to the computer software espia website accountWant to catch your wife or husband along with your mobile to see if he/she is
cheating on you? Here are a number of uncomplicated techniques during which you are able to do so.Software program Espia:Computer software Espia could be the very best device that will be accustomed to spy over a dishonest husband or wife. It is a spying computer software which functions on symbian devices, windows cellular telephones, Android mobile telephones and apple iphone. It is actually absolutely free for Android and supplies the person (SPY) using a net account where by all the info is often stored moreover retrieved later. This is a user-friendly application by using a ton of capabilities. The length of product or service line is six i.e. Pro-X, Professional, Lite, Bug, Record and shield. Included beneath will be the options that give it a competitive edge in the market.Remote listening:You may pay attention towards the reside phone calls on the cellular mobile phone by which Program Espia is mounted. These phone calls is often recorded in Computer system way too. This element is on the market in its Pro-X, Pro, Bug and report editions. ??Command Phone by SMS:The earlier mentioned time period is sufficient to clarify the element but for more elaboration, calls, SMS, cellular phone instruments can be managed by a different cell. You can make a name which has a simple communication, block any unwanted amount, delete the SMS inbox, ahead SMS or MMS to any other cellular device and so forth. Software Espia Programa Espia Movil Supervision, Software Espia Programa Espia Movil Supervision, Software Espia Programa Espia Movil Supervision

Source: http://www.yapperz.com/jamiebutcher820/blog/software-espia-programa-espia-movil-control-tutelar/

pulmonary embolism packages camila alves albrecht durer dan marino david lee roth joe bodolai

Samsung Galaxy Beam goes on sale

KOREAN PHONE GIANT Samsung has announced that its projector phone, the Samsung Galaxy Beam, is now available in the UK.

Unfortunately, Samsung failed to tell us where the phone has gone on sale and how much it costs. However, it's expected to fetch around ?400 SIM free, and Carphone Warehouse is taking orders for the Beam on pay monthly tariffs. Available on either Orange or T-Mobile, prices for the phone start from ?31 a month, including 400 minutes, unlimited texts and 750MB of data.

We can't help but think that's quite expensive, as the phone runs Google's ageing Android 2.3 Gingerbread operating system and has an average 4in 480x800 screen. It also has a 1GHz dual-core processor, 8GB of built-in storage, a 5MP rear-facing camera and, of course, a built-in projector, enabling users to 'beam' movies or games onto a blank surface.

Simon Stanford, VP of Samsung's UK and Ireland Telecommunications and Networks Division said, "We were delighted by the hugely positive response we received from both customers and media when we first announced the Galaxy Beam at Mobile World Congress back in February.

"It's the kind of device you won't find anywhere else - a high definition projector within a standard sized smartphone - and is great for people who want to watch movies, show photos to friends or need to give a presentation while they're out and about." ?

Source: http://feeds.theinquirer.net/c/554/f/434568/s/21d9df4e/l/0L0Stheinquirer0Bnet0Cinquirer0Cnews0C21951110Csamsung0Egalaxy0Ebeam0Egoes0Eon0Esale0DWT0Brss0If0FNews0GWT0Brss0Ia0FSamsung0KGalaxy0KBeam0Kgoes0Kon0Ksale/story01.htm

rising stars challenge star trek 2 kathy ireland brooke mueller all star weekend lent undercover boss

Web Business Failure ? Issues Executed when Implementing Search

The web has a great number of companies and companies on it. Many individuals began these businesses and firms with an aim of creating a gain. Nonetheless, they haven?t been in a position to current market by themselves well and some are even regretting why they even began. There are actually some who started out and gave up along the way in which. The main reason guiding here is the insufficient information on SEO services. It would be superior if we first understood what Seo is.

Website positioning could be the acronym for that phrase Search Engine Optimization. This implies optimizing your web site for search engines. A search engine is actually a resource that you simply use that may help you get information and facts. An example which you could know is Google. Optimization bargains with carrying out particular exercises and alterations to help make anything acceptable. So, in essence, search engine optimization suggests finishing up certain alterations and things to do on your online web-site to ensure it may be suited to search engines.

There are lots of people who have truly executed a number of the SEO services but have not been able to experience the advantages. Right here are possible explanations why your implementation of SEO services failed:

Overuse of keywords ? That is a significant challenge with quite a few web sites. You will realize that people use a specific keyword way too many periods in their websites. One example is, in case your site is about African dishes, you?ll find this phrase repeated really several periods in the info offered in the website. Search engines normally flag these internet websites and penalize them. So in the event your internet site is just not undertaking very well, check around the amount of moments you have utilized the search term.

Insufficient and irrelevant info ? This might be another purpose why SEO services have not worked for you. It is achievable that your website only has one or two paragraphs about whatever you are presenting. When search engines wish to prioritize web sites, they look for web sites that give the end users with sufficient and relevant data. Working with the earlier illustration, should your internet site is about African dishes but info on your own web-site is about African jewelry, it makes your internet site irrelevant.

Unspecific Niche ? One other rationale why SEO services could have failed for yourself is because you want your website to get a ?jack of all trades.? For instance, it?s possible you?ll get that your web site is referring to African dishes, on an additional web page is talks about African jewelry or and nevertheless on yet another site it talks about African flights. Despite the fact that the underlying concept is ?African? these are 3 distinct niches. It might be very best to obtain every single area of interest by itself web-site. Allow your website be distinct to one exercise.

Employing the correct search engine marketing methods can help you grow your online business enterprise. You may get support from a search engine marketing company to empower you be well-known on the web.

Want to find out more about search engine marketing, then visit George Garrett?s site on how to choose the best search engine marketing company for your needs.

Source: http://nuve.com.au/search-engine-marketing/web-business-failure-issues-executed-when-implementing-search-engine-optimization/

kim jong un josh powell madonna halftime show linsanity the alamo anencephaly tesla model x

Friday, July 27, 2012

Roller Derby bout to benefit Beautiful Dream Society | freedom43tv ...

Posted on: 2:40 pm, July 26, 2012, by Ted Malave, updated on: 02:47pm, July 26, 2012

RollerDerbyBoutAugust11-Medium2

Catch the Oklahoma City All Stars vs the Duke City Roller Derby, Saturday August 11th. Doors open at 5:00 pm, bout starts at 6:00 pm.

Portions of the proceeds benefits Beautiful Dream Society. $13 in Advance and $15 at the door.

Turn out for some great fun at the Oklahoma State Fairgrounds Centennial Building.

Source: http://freedom43tv.com/2012/07/26/roller-derby-bout-to-benefit-beautiful-dream-society/

dark shadows trailer nate mcmillan clooney arrested southern miss rod blagojevich rod blagojevich uconn

Sunday, July 22, 2012

PFT: Tebow working with former MLB pitcher

HOMELESSAP

John Corker gets recognized often in Fort Worth, Texas, which isn?t hard when you?re 6-foot-7 and 280 pounds.

Folks remember him as a former NFL linebacker, as well as the driver of the No. 2 bus.

The story he likes telling, however, is about his comeback from drug addiction and homelessness.

Corker now serves on the board of the local Salvation Army, where he began his route back after a drug binge saw him forget where he parked the truck he was driving.

?People ask me how it felt to be an NFL player who competed at the highest level, and then come live in a homeless shelter,? Corker told the Associated Press. ?I tell them it was probably the greatest day of my life.?

Corker was a star linebacker at Oklahoma State, the Big 8 defensive player of the year, and played for the Oilers and the Packers on either side of a stint with the USFL?s Michigan Panthers.?But all the money he made playing football is gone, thanks to a cocaine habit.

?I was probably smoking $1,200 a day and playing pro football at the same time,? he said. ?How my heart didn?t burst, I can?t tell you that.?

He cleaned himself up enough to get a truck driving job, but stopped in Fort Worth to buy drugs, parked his truck and never saw it again, and then walked into the Salvation Army because he had no place else to go.

?I figured I?d blow off a couple days here,? he said. ?But to be inside from the elements consistently for the first time in years, it gave me the belief that I could do this. I could get my life back.?

Now, he?s helping others on his old path, working as a bus driver, raising a 4-year-old daughter and helping at the shelter that was once his home.

?I look back over my life now and say I?ve really been blessed,? he said. ?I?m not perfect, but I thank God I?m not where I used to be.?

It?s the kind of story that resonates at any time, but in the month of arrests leading up to NFL training camps, it?s worth repeating now.

Source: http://profootballtalk.nbcsports.com/2012/07/21/tim-tebow-is-still-working-on-his-throwing-motion/related/

khloe and lamar oklahoma city thunder act rajon rondo sunoco titanic ii babe ruth

#3: Como Fish Tank Aquarium Suction Cup Submersible Dial Index ...

EverNano.comTweetShareComo Fish

Como Fish Tank Aquarium Suction Cup Submersible Dial Index Thermometer 0-40C
by Como

Buy new: $ 4.07

(Visit the Hot New Releases in Thermometers list for authoritative information on this product?s current rank.)
Amazon.com: Hot New Releases in Pet Supplies > Fish & Aquatic Pets > Thermometers

NEEWER? Digital LCD Fish Aquarium Water Thermometer

  • Submerge probe into fish tank to measure water temperature (Submerge probe only, do not submerge thermometer in water)
  • Temperature Range: -50 ?C ~ +70?C
  • LCD display
  • Powered by 2 x LR44 button cell (included)

Digital LCD Fish Aquarium Water Thermometer

Description:

*Great accurate temperature readings with this Mini Digital Thermometer which has a simple appearance, unobtrusive design and a easy to read LCD display.

*Made of durable plastic materials, ideal for use in refrigerators, chillers and deep freezes, the thermometer has a range of -50 degree to + 70 degree.

Features:

*Submerge probe into fish tank to measure water temperature (Submerge probe only, do not submerge thermometer in water)

*LCD display

*Temperature Range: -50 ?C ~ +70?C

*Powered by 2 x LR44 button cell (included)

*Cable length:approx.76cm

*Dimension:46mm(L)*26mm(W)

Package Contents:

Price: $ 0.01

Fluker?s Digital Thermometer / Hygrometer

  • The Thermo-Hygrometer has a digital display which simplifies reading the measured information. The s
  • This product comes equipped with max/min button that displays the maximum and minimum levels of temp

Digitally measures humidity and temperature for you to establish and maintain a consistent level of humidity and temperature within your pet?s enclosure, creating a safe comfortable environment.

List Price: $ 23.99

Price: $ 11.48

  • Sat, 21 Jul 2012 14:23:33 +0000: #4: SunSun HBL-701 Hang on Power Filter 155gph - Amazon.com: Hot New Releases in Pet Supplies > Fish & Aquatic Pets
    SunSun HBL701SunSun HBL-701 Hang on Power Filter 155gph
    by SunSun

    Buy new: $19.99 $13.99

    (Visit the Hot New Releases in Fish & Aquatic Pets list for authoritative information on this product's current rank.)

  • Sat, 21 Jul 2012 14:23:33 +0000: #7: AL-H18DB: Finnex RAY II High Output Unibody Ultra Slim LED Fixture - 18" Blue White - Amazon.com: Hot New Releases in Pet Supplies > Fish & Aquatic Pets
    AL-H18DBAL-H18DB: Finnex RAY II High Output Unibody Ultra Slim LED Fixture - 18" Blue White
    by Finnex

    Buy new: $79.99

    (Visit the Hot New Releases in Fish & Aquatic Pets list for authoritative information on this product's current rank.)

  • Sat, 21 Jul 2012 14:23:33 +0000: #1: Aqua Mist? 10" Add-A-Stone Aerating Aquarium Ornament, 3-pack - Amazon.com: Hot New Releases in Pet Supplies > Fish & Aquatic Pets
    Aqua MistAqua Mist? 10" Add-A-Stone Aerating Aquarium Ornament, 3-pack
    by Penn-Plax
    3.2 out of 5 stars(33)

    Buy new: $16.99 $13.95
    2 used & new from $13.95

    (Visit the Hot New Releases in Fish & Aquatic Pets list for authoritative information on this product's current rank.)

  • Sat, 21 Jul 2012 14:23:33 +0000: #5: Como 12 Pcs Colorful Plastic Grass Plant for Fish Tank Aquarium - Amazon.com: Hot New Releases in Pet Supplies > Fish & Aquatic Pets
    Como 12Como 12 Pcs Colorful Plastic Grass Plant for Fish Tank Aquarium
    by Como

    Buy new: $8.62

    (Visit the Hot New Releases in Fish & Aquatic Pets list for authoritative information on this product's current rank.)

  • Sat, 21 Jul 2012 14:23:33 +0000: #2: SunSun HW-304B 5-Stage External Canister Filter w/ 9W UV Sterilizer, 525 gph - Amazon.com: Hot New Releases in Pet Supplies > Fish & Aquatic Pets
    SunSun HW304BSunSun HW-304B 5-Stage External Canister Filter w/ 9W UV Sterilizer, 525 gph
    by SunSun

    Buy new: $129.99 $106.99

    (Visit the Hot New Releases in Fish & Aquatic Pets list for authoritative information on this product's current rank.)

Related New Best Selling Product Releases:

  1. #2: Como Fish Tank Aquarium Suction Cup Submersible Dial Index Thermometer 0-40C
  2. #1: Como Fish Tank Aquarium Suction Cup Submersible Dial Index Thermometer 0-40C
  3. #2: Como LCD Display Fish Tank Aquarium Digital Thermometer C/F Black w Probe
  4. #2: Como Liquid Crystal Aquarium Fish Tank Thermometer Strip
  5. #3: Como LCD Display Fish Tank Aquarium Digital Thermometer C/F Black w Probe
  6. #3: Como Black Plastic Shell Fish Tank Digital Display Thermometer Probe

http://EverNano.com

Source: http://evernano.com/3-como-fish-tank-aquarium-suction-cup-submersible-dial-index-thermometer-0-40c/

1930 census nike new nfl uniforms nfl uniforms andrew bailey the village dallas fort worth tornado dallas tornadoes

Saturday, July 21, 2012

The Flames of Ocean Acidity

The age of fossil fuels has changed the oceans dramatically. What many might not know is that the oceans absorb about one-third of all human-caused carbon dioxide emissions. And while this has saved us from even more rapid climate change, few people realize the true effect this has had on our seas. The recent heat waves, droughts, floods and super derechos are only a fraction of the extreme weather we could expect to see if the oceans weren?t around to help us out.

But this grand favor the ocean has done to slow climate change has come at a cost to ocean health. The absorption of carbon dioxide from fossil fuels has substantially altered the ocean?s basic chemistry. In the hundred plus years since the Industrial Revolution, ocean waters have become, on average, 30 percent more acidic. Ocean acidification, or ?osteoporosis of the sea? as some are calling it, threatens animals like oysters, mussels, clams, corals and tiny marine snails called pteropods that use calcium carbonate to form their protective shells and skeletons. But it?s not only the small animals that are affected. Rising ocean acidity levels pose substantial threats to marine biodiversity, fisheries, food security and marine tourism. The last time similar changes in the ocean?s chemistry happened more than 200 million years ago, 95 percent of marine life went extinct.

The alarms are sounding. Last week, 2,600 top marine scientists signed a consensus statement urging immediate action to limit greenhouse gas emissions in order to save coral reefs and the people who depend on them. But time and again these warnings result in zero action, and the public is still largely unaware of the issue. Because we live on land and don?t experience these chemical changes directly, scientists have had difficulty illustrating what ocean acidification actually looks like ? until now.

Degrading Coral Reef

Above: Corals and coral reefs are severely threatened by processes such as ocean acidification: A, "Healthy" coral reef with living Acropora palmata and good water quality. B, Degraded coral reef with dead A. palmata and poor water quality. Processes such as ocean acidification are rapidly transforming healthy reefs into degraded reefs in Puerto Rico and other Caribbean and western tropical Atlantic Ocean regions. Photo Credit: Ryan Moyer, USGS website.

A recent paper published in the journal Science by Nicolas Gruber from the Swiss Federal Institute of Technology in Zurich demonstrates a new way of visualizing how ocean acidification will impact the California coast in upcoming decades. In the animation, the red coloring represents dangerous conditions for marine life, both for aragonite saturation state (left) and pH (right), and the pulses represent seasonal changes. If you keep watching over time, the graphic shows more and more red, almost like there are flames slowly engulfing our coastline. This imagery is alarming to say the least, but thankfully there is a way to stop those flames from rising. If we work to reduce our carbon dioxide emissions dramatically now, we can stop the rising tide of ocean acidification before it?s too late, and we can protect our seas for future generations.

Source: http://rss.sciam.com/click.phdo?i=2fdf4d0cb18e2ba99967aa46f594f042

statins chardon sean young juan pablo montoya free pancakes at ihop martina navratilova high school shooting

Ke$ha 'Gives So Many F---s' About Her New Album

'On this record, I said, 'Let's leave the tricks to a minimum and let me wail,' ' Ke$ha tells Rolling Stone about her 'vulnerable' album.
By James Montgomery

<P>Last month, seemingly against the will of his employer, super producer Dr. Luke leaked a snippet of a song called <a href="/news/articles/1686772/kesha-supernatural-single.jhtml">"Supernatural,"</a> a walloping slab of electro-pop presumably set to be featured on <a href="http://www.mtv.com/music/artist/kesha_/artist.jhtml">Ke$ha</a>'s long-in-the-works new album.</P><P></p><div class="player-placeholder right" title="Ke$ha Says New Album Will Be ' Balls-Out, Irreverent Rock'" id="vid:652875" width="415" height="255"></div><p></P><P>"You leaked my song about me having sexy time with a ghost!" Ke$h subsequently tweeted at Luke." Now everyone knows I get it on with ghosts!"</P><P>Of course, we're assuming Ke$ha was just feigning outrage at the sneak peek, because in an interview in the new issue of <i>Rolling Stone,</i> she speaks in-depth about her upcoming album (tentatively due later this year), saying that it melds her Auto-Tuned, pop-heavy past with her current, <a href="/news/articles/1663946/kesha-new-album.jhtml">classic rock-indebted present</a>.</P><P>"I want it to be a mix of what works on the radio and what I listen to in my spare time," she said. "I'm on a steady diet of T. Rex and Iggy Pop."</P><P>Ke$ha and Luke also previewed a handful of tracks for the magazine (they have 17 songs in various forms of completion), including "Die Young," the aforementioned "Supernatural" and "Last Goodbye." Tentative guest stars include Flaming Lips' main man Wayne Coyne &#8212; who, back in May, <a href="/news/articles/1685827/kesha-flaming-lips-tattoo.jhtml">spoke to MTV News</a> about working with the singer &#8212; Pop and Black Keys' drummer Patrick Carney. And unlike her previous <i>Animal</i> and <i>Cannibal</i> albums, Ke$ha said that, on her new record, she's not afraid to get deep.</P><P>"The first two records talked more about partying, which is a great, magical part of life. But some songs on the new record are more personal and vulnerable," she said. "And you can hear more of the music I listen to when I'm lying in my bed. I'm not claiming that it's a rock record, but as long as it's f---ing good, you can call it whatever you want."</P><P>And though Ke$ha's worked hard at cultivating her hard-partying persona, her new album is very much a labor of love ... not to mention a nod to the naysayers who dismissed her as nothing more than a flash in the pan.</P><P>"About 90 percent of the time, I don't give a f---. But I give so many f---s about this album," she said. "Some people weren't sure if I could sing. On this record, I said 'Let's leave the tricks to a minimum and let me <i>wail.</i>' "</P><P><i>What do you hope to hear on Ke$ha's upcoming album? Leave your comment below!</i></p>

Related Artists

Source: http://www.mtv.com/news/articles/1690089/kesha-rolling-stone-album.jhtml

kim zolciak quinton coples a.j. jenkins riley reiff david decastro travis pastrana aj jenkins

Christian credit counseling - When to Consider Christian Credit ...











Sometimes falling into a financial crisis isn't something that we bring on ourselves. Plenty of things can put a strain on a person's finances today. Whether it's job loss, an unexpected medical situation, or something as tragic as a car accident or fire - there are ways that you can get your credit back on track legally and probably faster than you would assume. If you're interested in taking advantage of a service that offers financial advice and assistance while still keeping your beliefs in mind - a Christian credit counseling service may be the perfect option for you.

Your Situation: Analyzed

One of the first things that a Christian credit counseling service will do is analyze your current financial situation. By taking a look at your assets versus what you owe, your agent should be able to draw up a plan that will work best in your particular situation. For example, if you are able to make small monthly payments and just cannot afford the current minimum payment due to increased interest rates, a debt consolidation will probably work best. This is something that your agent will discuss in-depth with you to ensure that you fully understand your available options.

Planning for the Future

Another valuable service that a Christian credit counseling services may provide is budget planning. While you may have watched your financial situation spin out of control, there's no reason that the same thing needs to keep happening again and again. By drawing up a concrete plan with a credit specialist, you'll be able to see exactly where you stand in the future. Whether you're planning to be at a certain point on a certain date, or you'd just like more stability down the road - your credit counselor will help you get to your ideal financial state.

Avoid the "B Word"

The one thing that most people turn to credit counseling services for is to avoid bankruptcy. Filing for Chapter 7 can be devastating, and it can also have negative long-term effects, as well. Don't put yourself or your family into a situation like that. By doing all that you can before things get to the point of no return, you'll be able to create a stable financial future that will allow you to live the life you've always wanted to live. Whether it's getting back on your feet, finally buying a house, or paying off those credit card bills once and for all - don't let anything stand in the way of taking control of your debt.

This article has been viewed 8 time(s).

It is a violation of our terms and conditions for writers to submit material which they did not write and claim it as their own. If this article infringes on your copyrights, you MUST either call us at 706-866-2295 or send proof of infringement along with the offending article's title, URL, and writer name to

IdeaMarketers.com
Attn: Marnie Pehrson - Copyright Concern
514 Old Hickory Ln
Ringgold GA 30736 USA
If you email us or use our problem submission form, we CANNOT guarantee we'll receive your notice!

Source: http://www.ideamarketers.com/?articleid=3416744

sopa pipa wikipedia blackout kyla pratt justified season 3 custer scott walker restaurant week

Situation Awareness: A Training Paradox | Diver Magazine

Photo: L. Newman

Text by Jeremy Heywood

Correction: When this story appeared in DIVER Volume 37 Number 4, Dr. Mica Endsley was inadvertently referred to as he, not she. We apologize for this error.

Experts agree: situation awareness is critically important to diver safety. But because it?s regarded as an advanced skill gained through experience it?s not included in the entry-level diver-training curriculum. As the complexity of recreational and tec/rec diving activities and equipment continue to increase, does this critical contradiction become a paradox we can no longer ignore.

Situation awareness (SA), or situational awareness in diving circles, is ?knowing what is going on around you?, according to an expert view in Theoretical Underpinnings of Situation Awareness: A Critical Review. More precisely it?s the ?perception of the elements in the environment within a volume of time and space, the comprehension of their meaning and the projection of their status in the near future,? according to the authors of Design and Evaluation for Situation Awareness Enhancement. Operators in rigorous, data intensive vocations such as military combat and flying air (and space) craft have long understood that effective SA plays a vital role in making accurate decisions. Every diver would be served well to understand this too.

?SA plays a big part in the dive and dive planning,? says Chief Petty Officer Second Class Rob DeProy, Chief Diver for the Mine Countermeasures Department at the Royal Canadian Navy?s Fleet Diving Unit (Pacific). ?With good SA the dive team can plan for such things as current, low visibility and potential failures in-water.? DeProy believes that SA is equally important in the recreational realm because sport divers lack the considerable ?SA-boosting? resources available to Navy divers such as surface support and reliable communications gear.

Information Overload?
Indeed, today?s divers are presented with an overwhelming amount of information to process during each trip into the ?unforgiving alien world,? as DeProy describes the aquatic environment. They must practice the cornerstone precepts of diving safety: breathe always ? never hold your breath, equalize early and often, ascend slowly. They must be acutely aware of their surroundings in three dimensions. They must continually monitor their depth, time and decompression status, more often than not using a dive computer or computers that present them with a large amount of data on a tiny screen. They must track the status of their buddy. And they must do all this while breathing compressed gas from an intricate piece of equipment while remaining constantly vigilant for signs of physiological perils such as narcosis, decompression sickness and cold. Good SA allows divers to perceive useful information, comprehend its importance and project possible future outcomes, therefore enabling effective decision making.

?I think the most important thing that you can train experienced divers to do is to work on projection and contingency planning skills,? says Dr. Mica R. Endsley, president of SA Technologies. Acknowledged as a world leader in the study of SA, Endsley told DIVER that, ?People with the highest levels of SA, in every domain we have studied, are those who spend their time projecting ahead to what could possibly happen or go wrong and to figure out in advance what they would do in that situation. ?It makes decision making under often very stressful conditions much easier and much faster,? she said. ?Even experienced divers who panic or don?t think ahead can get into trouble quickly,? she notes, adding, ?This is a quite trainable skill that can be taught and reinforced during training and regular dives.?

Training and Experience
The importance of SA for divers seems obvious, but can it really be taught? Ocean Quest Dive Centre?s Greg McCracken, a PADI Course Director and DSAT Technical Instructor Trainer, thinks that SA should be introduced to entry level divers. ?It?s a very important aspect of diving and it may also be one of the most difficult skills to acquire,? he said. McCracken feels that in order to develop SA, divers need to follow a specific training path and gain experience. ?Both are essential,? he emphasizes.

So, the paradox: SA provides concrete benefits for improving diver safety while remaining a maddeningly intangible skill, seemingly beyond the reach of the entry-level diver. It?s true that some implicit awareness of the situation is a required part of entry-level scuba training. In order to maintain contact with a buddy, there must be awareness of his or her whereabouts. There must be an awareness of the submersible pressure gauge (SPG) dial to avoid running out of breathing gas, etc. However, no entry-level students are trained how to collect, evaluate, plan and act in an organized way on all of the disparate pieces of information presented during a dive.

General Principles

Gavin Wuttken, Diving Safety Officer at the Point Defiance Zoo and Aquarium in Tacoma, Washington, also believes that entry level divers should receive instruction in SA and its general principles, and must, ?Be evaluated in confined and open water on their ability to recognize, evaluate and act, based on data gathered.?? He focuses his students? thinking about SA by asking them after a dive to recall details about physiology, equipment, environmental conditions, animal behaviour and contingency planning. Such an approach is simple and intuitive, and reinforces the divers? attention to detail on subsequent dives. This ?recall? exercise strengthens the framework for data acquisition and evaluation. He also thinks that the study of SA should continue through dive certification levels where it can be explored more deeply with a ?stronger emphasis and evaluation on probability/contingency planning.?

Although SA is not presented as a stand-alone topic in the PADI Open Water Diver course, Randy Giles, Regional Manager for PADI Canada, agrees it is an important component of any diver-training course. ?Whether integrated into a scuba diving course curriculum or pulled out as a separate topic within that curriculum, SA remains an important part of the diver safety toolkit and is a critical topic of discourse that we should continue to encourage,? Giles says.

SA Demons
Identifying how Endsley?s so-called SA demons, discussed in her co-authored book Designing for Situation Awareness: An approach to User Centered Design, affect new divers, and developing exercises to address them, may be a useful starting point for integration of focused SA training into the mainstream entry-level diver curriculum. For instance, one SA Demon is ?attentional tunneling?, or fixating on one set of information to the exclusion of others. To combat this tendency in new divers, perhaps the ubiquitous ?breathe always, never hold your breath? mantra could become ?breathe always, never hold your breath and always look around?. In other words, if new divers are asked to incorporate into their mental routine a phrase that reminds them that not holding their breath will reduce their chance of experiencing a devastating lung-over pressure injury, then why not also include one that will increase their chance of making the right decision during a stressful event? Wuttken?s straightforward recall exercise also tackles attentional tunneling by prompting divers to consider a wide array of dive data, and data overload, by helping divers identify useful rather than extraneous information.

Modifying the entry level curriculum to deal with these SA demons could be a useful strategy for strengthening the integration of SA into everyday diving activities, especially for that majority of divers who never progress past the basic certification. Understanding the foundation theory of SA is a useful pursuit for the advanced practitioner, but it is the dissemination and implementation of clear and simple techniques that will inoculate the new diver with SA. In turn, SA will improve the safety of diving in general, just as it has done for a host of other complex occupations.

Situational Awareness Demons ?

  • Attentional tunneling: fixating on one set of information to the exclusion of others.
  • Requisite memory trap: relying on limited short-term (working) memory.
  • Stressors: some stressors reduce the capacity to process information.
  • Data overload: overwhelming amounts of data can reduce SA.
  • Misplaced salience: Flashing red lights can be useful. Or not.
  • Complexity creep: systems with too many features make it difficult to develop an accurate mental model of how the system works.
  • Errant mental model: use of the wrong mental model leads to misinterpretation of information.
  • Out-of-the-loop syndrome: automation can undermine SA.

?

?

DIVER MAGAZINE. NORTH AMERICA'S LONGEST ESTABLISHED DIVE MAGAZINE. SUBSCRIBE TODAY.

Source: http://www.divermag.com/situation-awareness-a-training-paradox/

time 100 bob beckel anna paquin warren buffett 2012 nfl schedule dishonored april 18

How To Update The Look Of Your Home With Small Projects | Arty Apt

Stay aware of your budget for home improvement projects. Especially after the holidays, money is tight. If you plan and budget, you can find the best prices on the materials and labor needed for your projects. In addition, you can save time by being more prepared by having materials that you?ve purchased over time ready to go when you start your project.

Even though your kitchen floor looks level to the naked eye, be sure to use a level when installing kitchen cabinets. Start from the highest point on your kitchen floor and set a benchmark line across the length of the wall that the cabinets will be installed to be sure that your counters will be level once installed.

When looking for wise home improvement projects to undertake, consider adding a dedicated space for computer networking equipment. The electronic needs of the modern home are always growing. A clean, dry, well air-conditioned space, with easy access to electrical power and network wiring, will give current and future owners, a convenient hub for electronics wired throughout the house.

There are many home-improvement tasks that are easy to do, and can really enhance the beauty of your home. Replacing the old hardware on your kitchen cabinets with new updated hardware, is a relatively easy job and can give your cabinets a fresh new look. Taking on small home-improvement projects will help give you the confidence to take on bigger projects in the future.

Hire a professional designer or architect if you are not one yourself. A lot of homeowners try to cut corners by using a ?friend? or drawing up plans themselves, but experts have already done the work and know environmental and zoning restrictions. Oops ? now that the putting green?s done, you didn?t realize it needed a permit? Improving your home is a big, sometimes costly endeavor. Don?t make the mistake of cutting corners.

Never agree to a discount from a contractor for not bothering with paperwork. Without a contract you are completely out of luck if the contractor doesn?t fulfill his obligations and do the work to the quality that you expected.

Freshen up your kitchen with flowers and fruit. A beautiful arrangement of fresh flowers or a bowl of brightly colored fruit will perk up any kitchen. This is an inexpensive fix and will brighten up the kitchen instantly. Seeing a vase of fresh flowers on even the dullest of days will instantly improve both the kitchen and your mood!

Never try to use makeshift solutions or inferior equipment to replace tools you need for your home improvement project. While you may be tempted to save time and money this way, the equipment you attempt to replace is expensive or hard to get hold of for a reason. Using stopgap measures can give you unsatisfactory results or even expose you to danger.

In home improvements the kitchen usually makes up the foundation of the home. Putting in new wooden cabinets along with shiny new faucets and a marble countertop, can immediately add brightness to a room and make it such a much more enjoyable space. This will also make the house more desirable to others if you decide to sell.

You can make really neat one of a kind plant stands from old stools. You can buy some old stools from yard sales, garage sales or your local thrift shop. The older the better and the more unique your plant stand will be. Weathered stools that you use as a plant stand can add a touch of unique country to your home decor.

When applying a fresh coat of paint to a textured wall or ceiling, use a paint roller with a thick, fluffy nap. These rollers can be more prone to dripping, so you have to be careful. However, they are essential for making sure every nook and cranny on the surface receives some paint.

So you?ve figured out by now that home improvement doesn?t have to be that complicated. Mastering some basic information makes it easy to get started on just about any project, no matter how simple or complicated. Just remember what you?ve learned from this article and soon, your home will be looking better than ever.

If you want the best roofing contractors in springfield mo you?ll want to be methodical and choose the best business for you.

Source: http://artyapt.com/blog/how-to-update-the-look-of-your-home-with-small-projects/

cmas tcu dr. oz heart attack grill las vegas the heart attack grill joe kennedy iii joseph kennedy iii

Friday, July 20, 2012

Trust and Ethics in Finance

Text Size: A A ? Print Page Mail Page Bookmark and Share
View Comments

A new book compiles innovative ideas from the Robin Cosgrove Prize.

Robin Cosgrove Prize for Ethics in Finance, Globethics.net, July 18, 2012

PREFACE, by John Plender

Has the business community lost the ethical plot? Over the past two decades successive boom and bust cycles have thrown up extraordinary examples of ethical failure. First, the dot.com era in the United States produced scandals at Enron, WorldCom, Tyco International, Qwest, HealthSouth and sundry others. Andersen, one of the big five global audit firms, disintegrated when the U.S. Department of Justice investigated its audit failures at Enron.

In the first decade of the new millennium Europe saw fraud at Parmalat, where the U.S. and European investment banks turned out to have connived in concealing the Italian dairy company's dire financial plight. Royal Dutch Shell, once regarded as a beacon of ethical solidity, was found to have cooked the books by inflating its production reserves. Volkswagen was beset by charges of bribery and corruption, while Siemens ran into trouble with the U.S. Foreign Corrupt Practices Act.

Then in the protracted financial crisis that began in 2007 the behavior of U.S. banks in the subprime mortgage market was shown to have been outrageously rapacious towards borrowers, while retail banking in Europe was marred by a succession of mis-selling scandals?the financial world's pet euphemism for ripoffs. Fraud charges have been brought against senior executives of Fannie Mae and Freddie Mac, the big U.S. semi-official mortgage institutions. Goldman Sachs, the world's preeminent investment bank, has been exposed by a departing senior executive in an article in the New York Times as being hell-bent on fleecing its clients, which Goldman bankers referred to as muppets. It had earlier paid $550 million to settle a case brought by the Securities and Exchange Commission for misleading investors without admitting or denying wrongdoing.

In China the falsification of company accounts has turned into an epidemic, leaving auditors unable to form an opinion. The Japanese company Olympus provided one more example of concealment of losses. All of this took place against the background of top executives' pay spiraling to unprecedented levels regardless of corporate performance. In banking the bonuses continued even after the banks were the recipients of the greatest bailout in financial history. Finance was at the epicenter of ethical failure.

Incentive structures are at odds with the requirements of decent ethics.

It has to be acknowledged, then, that the environment into which the Robin Cosgrove prize for innovative ideas in finance was launched was more than a little challenging. How can this be rationalized? Some argue that these ethical aberrations were simply a reflection of the business cycle. When times are good and share prices soar, ethical standards tend to drop as people become greedy and succumb to temptation. When companies fail in the bad times and fraud is exposed, moral standards are reemphasized. Yet there is surely more to it than that.

I would argue that there has been a secular decline in ethical standards. In part this stems from the change from a world of heavily regulated and cartelized markets, in which managers enjoyed paternalistic power with relatively little accountability, to one of liberalized markets in which greater emphasis is placed on shareholder value. Chief executives are now in a capital-market pressure cooker, with fund managers and analysts becoming ever more vocal in their demands for value. Their definition of value is narrowly financial. Together with the requirement for quarterly reporting, this has bred a hitting-the-numbers culture, with attendant temptations for executives to cook the books to meet capital market demands.

This spur to short-termism has been compounded by the growth of performance-related or equity-type incentives, whether in the form of conventional bonuses or stock option rewards. The metrics used to calculate these performance-related rewards are mainly such crude yardsticks as total shareholder return and earnings per share, usually measured over absurdly short time periods. The accounting numbers in the calculation are, to a degree, manipulable. The result is that incentive structures are at odds with the requirements of decent ethics. When that is the case, it is inevitable that ethics will sometimes become the casualty.

The problem of short-termism has been compounded in finance by the growing opacity and complexity of markets, notably the over-the-counter markets in derivatives and structured products. Also by the ascendancy of traders over corporate financiers and commercial bankers in the banking hierarchy. A transactional culture now prevails. On the trading floors, many regard themselves as hired guns, borrowing the capital of the bank to support their individualistic pursuit of personal profit. Loyalty to the organization is minimal. The culture of the trading floor owes more to the animal kingdom than to the fiduciary ethos that used to be seen as central to the workings of finance.

Equally problematic are the assumptions of economics and of modern finance theory, which put heavy emphasis on the behavior of "rational" agents who seek to maximize their own welfare through opportunistic behavior. The pursuit of material wealth is assumed to be the justification for individual and group behavior. For anyone lacking much of a moral conscience this amounts to an implicit ethical?or rather, unethical?agenda, given that acting other than opportunistically is perceived as irrational.

Much of the response to the scandals referred to earlier has been in the form of increased regulation. An ethics industry has grown up, with myriad ethics courses appearing in business schools and countless consultants devising ethics codes for large corporations. People at the top of the corporation have thus outsourced ethics. An internal market has thus developed to shift moral responsibility around the organization. All of this has spawned a culture of compliance and done nothing to prevent a plethora of corporate scandals and ethical lapses. Few are convinced by the statements of ethical principles produced by large corporations, still less by investment banks. So what can be done to address the ethical deficit in business and finance?

Bad behavior erodes trust and forces people to place heavier reliance on law and regulation.

The progenitors of the Robin Cosgrove prize rightly perceived a need to raise consciousness about the advantages of an ethical culture in finance. And one of the themes that emerge repeatedly throughout the essays in this book is the economic and social value of trust, whether in economies, markets or corporations. Trust is particularly important in financial markets. This becomes obvious if a comparison is made between financial and retail activity. With food, drink and clothes, consumers are quick to detect poor quality and will take their custom elsewhere. In contrast, many retail financial decisions are infrequent. People often make a decision on their pension only when they join the pension scheme and when they are preparing to leave it. By the time you discover you have made a mistake with a pension, a mortgage or car loan, it may be too late to do much about it. This makes it harder for the financial markets to identify rogues than in other industries. It is a sad fact that financial institutions that engage in widespread mis-selling rarely go out of business. They may be fined by the regulatory authorities. But senior management often regards the fines, which anyway fall on shareholders rather than managers, as an operating cost of the business.

This has bred a serious loss of confidence among the public about banking and finance. Against the background of excessive boardroom pay, the legitimacy of wealth creation and of the Western forms of capitalism is increasingly questioned. That underlines the importance of the Robin Cosgrove prize agenda. And the good new is that the environment for that agenda is not uniformly hostile. Many business people now recognize that companies and financial institutions operate in the social system and that their activities have social consequences. They also grasp that in running a business most decisions cannot be taken on the basis of a pure economic calculus and that simply complying with the law is not enough.

I would argue that ethics provide a complement to the internal constitution of the company that sets out the objects and rules for the conduct of the company's business. Likewise that the contract between management and shareholders is necessarily incomplete: Shareholders cannot be expected to sanction each and every decision taken by operational management. In fact, most shareholders?and not just ethical investment funds?would wish management to avoid making the maximum possible profit if, for example, this entailed abuses of human rights. To give just one illustration, how many pension scheme beneficiaries would be happy to profit from financing the building of a pipeline in Myanmar with forced labor? There are occasions when management has to make its best judgment of shareholders' views and allow ethics to trump a narrow profit-maximizing course of action.

A reading of the essays that follow encourages the view that trust in business and finance is vital. It creates social capital that facilitates cooperative behavior both in society and in organizations. Bad behavior erodes trust and forces people to place heavier reliance on the law and regulation. And the more transactions have to be governed by contract, the more cumbersome and expensive business and finance become, as everything has to be negotiated, agreed, litigated, and enforced. Such legalism, as a substitute for trust, gives rise to what economists call transaction costs. At a social level, according to the American thinker Francis Fukuyama, a lack of trust imposes a kind of tax on all forms of economic activity. At the corporate level, I would add, trust is an informal, low-cost substitute for cumbersome internal controls within the company and external regulation without. In an ethical culture everyone knows they can do the right thing decisively and with confidence. The business will tend to attract high caliber people of principle. Relations with customers and the general public will be enhanced.

The recent protests against capitalism and inequality in New York, London, and elsewhere have underlined the public dissatisfaction with the response to the financial crisis. We have learned from experience that it is not possible to regulate people into good behavior. In that sense, the Robin Cosgrove essays are an alternative agenda. If they help persuade their readers that trust matters and that the workplace is not morally neutral territory where it is acceptable to shed personal morality as they walk through the company's doors, they will have achieved something of real value.

TABLE OF CONTENTS

Part I: Beyond Compliance

1 Ethics: A Diet for Highly Leveraged Financial Markets
Jakub Kuriata

2 Ethical Cash Management? A Possible Solution
Leire San-Jose

3 Ethics and Order in the Disorderly World of Finance
Elise Pellerin and Marie Casimiro

4 Ethics or Bust: Beyond Compliance and Good Marketing
Clare Payne

5 Ethics: The Key to Credibility
Felippe Araujo

6 Emotions, Personal Ethics and Professional Life: The Lost Link
Meredith Benton

7 The Financial Sector and the Behaviour of People: What to Do?
Carlos Eduardo Estap? Viana

8 Decision: The space between the Code of Ethics and Ethical Behaviour
Carmen Lucia Carmona Paredes

9 Ethics: Essential Prerequisite of the Financial System
David Sifah

Part II: Standards and Values

10 Social Impact Ratings: How to Make Responsible Investment Appealing
Jonathan M. Wisebrod

11 The Reconciliation of Finance and Ethics: Integrating the Interior and Exterior Dimensions of Reality
Faly Ranaivoson

12 Financial Derivatives and Responsibility: How to Deal Ethically with Financial Risk
Simone Heinemann

13 Internationalism, Institutions and Individuals: Systemic Changes for a Systemic Ethical Crisis
Geoffrey See

14 Accountability and the Second Line of Defence
Immaculate Dadiso Motsi-Omoijiada

15 Redefining Capitalism: An Ethical Rating and its Contribution to Development
Jaime Pozuelo-Monfort

16 When Small Companies Dabble in Disinformation
Saif Ullah

Part III: Solidarity and Sustainability

17 Solidarity Finance and the Democratisation of Money
Nicol?s Meyer

18 Ethics vs Finance? An analysis of the Origins, Problems and Future Perspectives of this Relationship
Bruno Federico Fern?ndez

19 In Search of Honesty and Altruism
Raina Abdul Rahim Mousa

20 Microfinance: Getting Money to the Poor or Making Money out of the Poor?
Joy Mueni Maina Kiiru

21 The South and Carbon Dioxide: Every Cloud has a Silver Lining
Jem Bendell and Inderpreet Chawla

22 Investing as if People and Planet Mattered
Pernille Jessen

23 Virtuous Enterprises: The Place of Christian Ethics
Jan Thomas Otte

External Link: READ FULL TEXT: Trust and Ethics in Finance [PDF]

Read More: Business, Finance, Debt, Ethics, China, Japan, United States, Americas, Asia, Europe, Global

blog comments powered by

Source: http://www.policyinnovations.org/ideas/policy_library/data/01638

minnesota caucus knowshon moreno knowshon moreno sovereign citizen komen chrome for android hatchet

Buffalo Japan announced the HDW-P550U3 Series its latest USB 3.0 and WiFi External HDD

Buffalo Japan announced the HDW-P550U3 Series its latest USB 3.0 and WiFi External HDD

Available in 500GB only the HDW-P550U3 from Buffalo has been tailored for people who needs to get access to their data on the go and wirelessly! Indeed this USB 3.0 External HDD comes with WiFi BGN connectivity and a 2,860mAh (enough for 4.5h of usage) internal battery that will offer you the possibility to access your data even away from the nearest electric plug as well as being totally iOS and Android friendly!

The HDW-P550U3 will be sold in Japan this august and will cost around 23,205 Yen!

Source: http://feedproxy.google.com/~r/Akihabaranews_en/~3/pu5ppts5hag/buffalo-japan-announced-the-hdw-p550u3-series-its-latest-usb-3-0-and-wifi-external-hdd

marion barber marion barber syracuse ohio state girl with the dragon tattoo ohio state basketball collateral

Thursday, July 19, 2012

&#39;Dallas&#39;: Larry Hagman, Patrick Duffy Talk TNT Series

  • "The Bachelor"

    <strong>"The Bachelor," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> You really think we've seen the last rose handed out? Not in a million years. ABC has already tapped their next "Bachelorette," and we know they'll have their eyes peeled for a hot rejected man from that spinoff to be the next "Bachelor."

  • "The Bachelorette"

    <strong>"The Bachelorette," ABC</strong> <br /> <strong>Status:</strong> Likely to be renewed<br /> <strong>Why:</strong> "Bachelor" Brad's also-ran Emily Maynard is getting her turn as the rose giver for the seventh season of "The Bachelorette" this summer. As long as there are people willing to look for love on reality TV, this show will keep on trucking.

  • "Body of Proof"

    <strong>"Body of Proof," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> "Body of Proof" has been falling below its timeslot competitor, CBS's "Unforgettable," but it still draws a decent audience and its fans are very vocal. ABC has decided it deserves a third season.

  • "Castle"

    <strong>"Castle," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> This show's ratings have definitely suffered without "Dancing With the Stars" airing beforehand, but it is a consistent performer. And now that Castle and Beckett's relationship is evolving, a fifth season of "oh yes they will" is a no-brainer.

  • "Charlie's Angels"

    <strong>"Charlie's Angels," ABC</strong> <br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Not really a shock for anybody, but "Charlie's Angels" is cooked. Flimsy story, bad remake, questionable casting.

  • "Cougar Town"

    <strong>"Cougar Town," ABC</strong><br /> <strong>Status:</strong> Renewed -- for TBS!<br /> <strong>Why:</strong> The Season 3 ratings weren't boosted much by holding this show until midseason, but ABC's wonky air schedule also didn't help ... which is why the news that TBS has picked up the show for a fourth season is huge. Cheers with your Big Carl!

  • "Dancing With the Stars"

    <strong>"Dancing With the Stars," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> "DWTS" may have lost its luster in the ratings, but if the viewers are still coming.

  • "Don't Trust the B---- in Apartment 23"

    <strong>"Don't Trust the B---- in Apartment 23," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> ABC's new bleep-worthy comedy starring Krysten Ritter, Dreama Walker and James Van Der Beek is a funny one, and definitely embraces the quirk (Beek Jeans!), so we're excited to see what they do with a second season.

  • "Desperate Housewives"

    <strong>"Desperate Housewives," ABC</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> After countless deaths, murders, betrayals and natural disasters on Wisteria Lane over the show's eight seasons, the ladies of "Desperate Housewives" will say goodbye forever this May.

  • "Extreme Makeover: Home Edition"

    <strong>"Extreme Makeover: Home Edition," ABC</strong><br /> <strong>Status:</strong> Canceled <br /> <strong>Why:</strong> After a whopping nine seasons, the do-gooding show came to an end in January. But worry not, it will continue to have a few specials to make viewers cry tears of joy.

  • "GCB"

    <strong>"GCB," ABC</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> This "Desperate Housewives"-esque dramedy premiered to less than 8 million viewers, and the phenomenal cast (Kristin Chenoweth, Annie Potts, Leslie Bibb) couldn't bring in a Texas-sized audience, so ABC canceled it.

  • "Grey's Anatomy"

    <strong>"Grey's Anatomy," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Shonda Rhimes' medical drama is a ratings juggernaut, even in its eighth season, and with most of her <a href="http://www.huffingtonpost.com/2012/05/10/greys-anatomy-ellen-pompeo_n_1506113.html?ref=tv" target="_hplink">big stars signed on for more</a>, ABC gave the go-ahead for a ninth season.

  • "Happy Endings"

    <strong>"Happy Endings," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> This show is way too "ca-yute" to bubble it, and obviously someone high up at ABC agrees. After its first season was moved around and aired all out of order, the network still gave it another chance to find its audience in Season 2 ... and it has, and hopefully will continue to in Season 3.

  • "Last Man Standing"

    <strong>"Last Man Standing," ABC</strong><br /> <strong>Status: </strong> Renewed<br /> <strong>Why:</strong> Ratings for Tim Allen's return to sitcoms have been very strong, making it Tuesday's most-watched comedy. If you can beat "Glee" and "The Biggest Loser," a second season is a given.

  • "Man Up!"

    <strong>"Man Up!," ABC</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> ABC pulled the show after eight episodes.

  • "The Middle"

    <strong>"The Middle," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Now in its third season, "The Middle" is still holding onto its middle position in the ratings on Wednesday nights, and that seems just about right. It doesn't do "American Idol" or "Survivor" numbers, of course, but with over 7 million viewers, it's a strong comedy for the network that easily beats anything NBC is offering.

  • "Missing"

    <strong>"Missing," ABC</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Ashley Judd lead this drama about a former CIA agent whose son goes missing, kicking her back into action to find him. The series was only set to air 10 episodes, miniseries-style, with the potential for more, but a cancellation means that's all they're getting.

  • "Modern Family"

    <strong>"Modern Family," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> "Modern Family" remains ABC's biggest sitcom success story of the last decade, both in ratings and awards love. This critical darling is getting a fourth season of hijinks with the hilarious Pritchett-Dunphy clan.

  • "Once Upon A Time"

    <strong>"Once Upon A Time," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> "Once Upon a Time" has gotten praise for being one of the more family-friendly dramas on TV, and it's been pulling in close to 10 million viewers each week because of it. We're excited by the almost endless possibilities for new fairy tale-inspired stories to tackle in Season 2.

  • "Pan Am"

    <strong>"Pan Am," ABC</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Poor "Pan Am" just never quite took off. The series' vintage look actually worked against it, much like NBC's swiftly canceled "Playboy Club" -- guess when you're being compared to award-winning shows like "Mad Men," it makes it more than a little tough to live up to the hype.

  • "Private Practice"

    <strong>"Private Practice," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> "Private Practice" has never gotten "Grey's Anatomy"-level ratings, and things got shakier when ABC bumped it to Tuesday nights to make room for creator Shonda Rhimes' <em>other</em> new show, "Scandal," but they've given the show a sixth season order.

  • "Revenge"

    <strong>"Revenge," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> With a clever mix of drama, mystery and serious revenge-ing, this is hands down one of the most addictive new shows on TV, and we can't wait to see where they take things in Season 2.

  • "The River"

    <strong>"The River," ABC</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> The promise of "Paranormal Activity"-like scares each week quickly fizzled after this show premiered, along with the ratings. The first season's eight episodes came and went, and ABC has nixed any plans for more.

  • "Scandal"

    <strong>"Scandal," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Shonda Rhimes' latest show isn't about doctors at all -- and that's why we're glad it's sticking around. Kerry Washington is amazing as Olivia Pope, a Washington, D.C. fixer with a crack team of specialists helping make bad headlines vanish before they're ever written. Here's hoping for more than seven episodes in its second season.

  • "Shark Tank"

    <strong>"Shark Tank," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Now in its third season, this reality competition show is unlike any other on network TV and ABC is keeping it around for more for that very reason.

  • "Suburgatory"

    <strong>"Suburgatory," ABC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> It's smart, quick and not too cute -- "Suburgatory" is consistently named the sitcom you should be watching, but probably aren't. The great cast makes this one a no-brainer, and the ratings have stayed pretty consistent, too. We're thrilled it's getting a second season to shine!

  • "Work It"

    <strong>"Work It," ABC</strong> <br /> <strong>Status:</strong> Canceled <br /> <strong>Why:</strong> Let us count the ways ...

  • "2 Broke Girls"

    <strong>"2 Broke Girls," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why: </strong>At first, people balked at the racist supporting characters, but now it seems that audiences are all over "2 Broke Girls" -- it's ratings have seen a steady increase, and it won the People's Choice Award for Favorite New Comedy.

  • "A Gifted Man"

    <strong>"A Gifted Man," CBS</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why: </strong>"A Gifted Man's" total viewer numbers were OK for a Friday night, but a 1.3 rating in the 18-49 demographic is especially bad for CBS. Another bad sign: star Patrick Wilson tweeted about the end: "I had a great time. Thanks to my fans. So happy it's done." And done it is.

  • "The Amazing Race"

    <strong>"The Amazing Race," CBS</strong><br /> <strong>Status: </strong>Renewed<br /> <strong>Why:</strong> Voted the best reality show on TV several times (albeit years ago), "The Amazing Race" isn't going anywhere. Ratings have dropped a bit, but are still solid.

  • "The Big Bang Theory"

    <strong>"The Big Bang Theory," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Nothing seems to be able to make a dent in this show. With fantastic ratings (it beat "Idol"!) and a rabid following, we'll be seeing plenty more "Big Bang" before its run is over.

  • "Blue Bloods"

    <strong>"Blue Bloods," CBS</strong><br /> <strong>Status:</strong> Renewed <br /> <strong>Why:</strong> The anchor of Friday nights on CBS, "Blue Bloods" has performed well, pulling in around 11 million viewers an episode. The show might not have the youngest audience, but it's still enough for CBS to keep it on the schedule.

  • "Criminal Minds"

    <strong>"Criminal Minds," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Paget Brewster might be checking out, but "Criminal Minds" is here to stay. In Season 7, the procedural is still a consistently strong ratings performer for CBS.

  • "CSI"

    <strong>"CSI," CBS</strong> <br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Whenever the time comes, the "CSI" mothership will end with a lot of fanfare, but not this year. With new faces Ted Danson and Elisabeth Shue around, there is going to be at least one more season.<br />

  • "CSI: Miami"

    <strong>"CSI: Miami," CBS</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Out of the three (!) "CSI" programs on the air, "CSI: Miami" is the one to say goodbye first. The one-time ratings giant has been affected by football overruns (just as "The Good Wife" has) and "CSI: NY" has the edge in terms of total viewers, meaning a "Miami" sunset was inevitable. <br />

  • "CSI: NY"

    <strong>"CSI: NY," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Of the two "CSI" spinoffs, "CSI: NY" is the stronger -- pulling in more than 10 million viewers on a Friday night is no easy task -- and with "CSI: Miami" canceled, "CSI: NY's" renewal was a no-brainer.

  • "The Good Wife"

    <strong>"The Good Wife," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> This critical darling suffered after its move from Tuesdays to Sundays thanks to sports overruns. The viewers are frustrated, but given its strong cast and Emmy love, the show is still coming back for more.

  • "Hawaii Five-0"

    <strong>"Hawaii Five-0," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Despite the scheduling setback as Alex O'Loughlin seeks treatment, Season 2 is still doing well for CBS in a very competitive timeslot.<br />

  • "How To Be a Gentleman"

    <strong>"How To Be A Gentleman," CBS</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Not even having "The Big Bang Theory" as a lead-in could save this David Hornsby project, which only lasted three episodes.

  • "How I Met Your Mother"

    <strong>"How I Met Your Mother," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> CBS renewed "How I Met Your Mother" for two more seasons in March 2011, so fans can look forward to being strung along about the titular mother's identity for a bit longer.<br />

  • "The Mentalist"

    <strong>"The Mentalist," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Although the show hit a season ratings low in the middle of February, its fanbase and overall ratings were enough to have it return for another season.

  • "Mike & Molly"

    <strong>"Mike & Molly," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Thanks to an Emmy win and Oscar nomination, Melissa McCarthy is a Hollywood power player and CBS is keen to keep her around. Just look at the multiple pilots she has in the works as a behind the scenes player! "Mike & Molly" will be back for a third season.

  • "NCIS"

    <strong>"NCIS," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> The long-running procedural has become a ratings juggernaut at a time when most shows start shedding viewers. Season 10 is now happening.

  • "NCIS: Los Angeles"

    <strong>"NCIS: Los Angeles," CBS</strong><br /> <strong>Status:</strong>Renewed<br /> <strong>Why:</strong> This show has gone up in the ratings over the last couple of years, and people can't get enough of L.L. Cool J and Chris O'Donnell.

  • "NYC 22"

    <strong>"NYC 22," CBS</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> This "Rookie Blue" clone from executive producer Robert DeNiro didn't really move the needle when it premiered midseason; CBS officially axed it with three episodes left to air.

  • "Person of Interest"

    <strong>"Person of Interest," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> With ratings matching juggernauts like "Grey's Anatomy" and fans popping up everywhere, we'll be seeing another season of "Person of Interest."

  • "Rob"

    <strong>"Rob," CBS</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> "Rob's" spot after ratings juggernaut "The Big Bang Theory" probably went a long way in helping it survive to see the end of its first season, but that's as far as it'll get.

  • "Rules of Engagement"

    <strong>"Rules of Engagement," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> This show has moved around so much it's hard to remember when it's on, and with six seasons under its belt it's had quite a nice run. Despite slipping ratings and the aforementioned constant switcheroos, there's still a future for "Rules of Engagement."

  • "Survivor"

    <strong>"Survivor," CBS</strong><br /> <strong>Status: </strong>Renewed<br /> <strong>Why:</strong> Of <em>course</em> we have "Survivor" coming back for another season. Where else are we going to see petty squabbles and insane behavior on some of the most beautiful beaches in the world?

  • "Two and a Half Men"

    <strong>"Two and a Half Men," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Despite a less-than-favorable critical response, the revamped "Two and a Half Men" keeps pulling in respectable numbers every week. Ashton Kutcher, Jon Cryer and Angus T. Jones will all return for a Season 10.

  • "Undercover Boss"

    <strong>"Undercover Boss," CBS</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> The inherent addictiveness of this show has gone a long way in securing loyal viewers -- it has been on top of the ratings several times this season alone.

  • "Unforgettable"

    <strong>"Unforgettable," CBS</strong><br /> <strong>Status:</strong> Likely to be renewed<br /> <strong>Why:</strong> In its timeslot, "Unforgettable" keeps emerging on top, beating out "Parenthood" and "Body of Proof." Leading lady Poppy Montgomery has been called "the female version of 'The Mentalist,'" another top-rated show, so things are looking positive.

  • "90210"

    <strong>"90210," The CW</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> While its ratings have plummeted since last season, the Beverly Hills crew is still doing better than "Supernatural," "Hart of Dixie," "Nikita," and "Gossip Girl" on average.

  • "America's Next Top Model"

    <strong>"America's Next Top Model," The CW<br /> Status:</strong> Renewed<br /> <strong>Why:</strong> Tyra Banks' reality show is in the early stages of its 18th cycle with a Brit vs. U.S. installment. Cycle 19 will be the show's inaugural "college edition."

  • "Gossip Girl"

    <strong>"Gossip Girl," The CW</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Fans will get to say goodbye to the Upper East-Siders in a sixth and reportedly shortened final season.

  • "H8R"

    <strong>"H8R," The CW</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Apparently, the opposite of MTV's former series "Fanatic" proved people don't love to hate Kim Kardashian and Snooki as much as we thought. It lasted four episodes.

  • "Hart of Dixie"

    <strong>"Hart of Dixie," The CW</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Josh Schwartz and Rachel Bilson return for a sophomore season of "Hart of Dixie," hopefully so they can make more viral videos.

  • "Nikita"

    <strong>"Nikita," The CW</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why: </strong>We're shocked the show is coming back for another season, but its hard-core fans will certainly be happy.

  • "One Tree Hill"

    <strong>"One Tree Hill," The CW</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> After nine seasons, it's time to say goodbye to "One Tree Hill." After subpar ratings, the network decided to pull the plug on its long-standing teen soap. Thankfully, the CW gave "One Tree Hill" a final 13 episodes to wrap up all of the drama.

  • "Remodeled"

    <strong>"Remodeled," The CW</strong><br /> <strong>Status:</strong> As good as dead<br /> <strong>Why:</strong> Not only has "Remodeled" already been replaced on the CW schedule, but it debuted with one of the CW's lowest-rated premiere ever, scoring a terrible 0.3 in the coveted 18-49 demo.

  • "Ringer"

    <strong>"Ringer," The CW</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Sarah Michelle Gellar's double-life proved too complicated and poorly-produced for viewers to care much about.

  • "The Secret Circle"

    <strong>"The Secret Circle," The CW</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Somewhat of a surprising development given its decent ratings, but it never quite lived up to its lead-in, "The Vampire Diaries."

  • "Supernatural"

    <strong>"Supernatural," The CW<br /> Status:</strong> Renewed<br /> <strong>Why:</strong> This fan favorite will return, but time will tell if the cast wants a Season 8.

  • "The Vampire Diaries"

    <strong>"The Vampire Diaries," The CW <br /> Status:</strong> Renewed <br /> <strong>Why:</strong> "Vampire Diaries" is The CW's golden child ... the vampires and witches and werewolves of Mystic Falls aren't going anywhere.

  • "Alcatraz"

    <strong>"Alcatraz," Fox</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> "Alcatraz" -- and almost every other recent J.J. Abrams TV project -- proves that slapping "from J.J. Abrams" on a show does not equal ratings success. The series debuted strong, but fizzled in the ratings, leading Fox to pull the plug.

  • "Allen Gregory"

    <strong>"Allen Gregory," Fox</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Jonah Hill's animated series only lasted seven episodes. The Oscar nominee should probably just stick to movies for a while ...

  • "American Dad"

    <strong>"American Dad," Fox</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Fox gave out early renewals to "American Dad" and "The Cleveland Show," keeping its Sunday night animation block intact. <br />

  • "American Idol"

    <strong>"American Idol," Fox</strong> <br /> <strong>Status:</strong> Likely to be renewed <br /> <strong>Why:</strong> The show's declining ratings have been widely reported this season, but it's hard to imagine TV life without "Idol."

  • "Bob's Burgers"

    <strong>"Bob's Burgers," Fox</strong><br /> <strong>Status:</strong> Too soon to tell<br /> <strong>Why:</strong> The sophomore season of this quirky animated comedy kicks off this month (Sun., Mar. 11), so don't expect to hear about a Season 3 just yet.<br />

  • "Bones"

    <strong>"Bones," Fox</strong><br /> <strong>Status:</strong> Renewed <br /> <strong>Why: </strong>The show got a ratings boost thanks to its lead-in "The X Factor." With the floundering state of Fox's dramas (see ya, "House"), Fox is holding on to this one.

  • "Breaking In"

    <strong>"Breaking In," Fox</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why: </strong>After a last minute revival, "Breaking In" returned for a second season with Megan Mullally in tow, but it wasn't enough to revive this D.O.A. comedy.

  • "The Cleveland Show"

    <strong>"The Cleveland Show," Fox</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Fox gave "The Cleveland Show" and "American Dad" early renewals and this spinoff will be back for a Season 4, but no word on a fifth season.<br />

  • "Family Guy"

    <strong>"Family Guy," Fox</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why: </strong>Fox handed out early renewals to the Seth MacFarlane animated comedies.

  • "The Finder"

    <strong>"The Finder," Fox</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> "The Finder" hit the benches for a bit before moving to Fridays, and the numbers never improved. Averaging less than 6 million viewers an episode (not so hot for a Fox drama), it was only a matter of time ...

  • "Fringe"

    <strong>"Fringe," Fox <br /> Status:</strong> Renewed <br /> <strong>Why:</strong> This fan favorite has struggled in the ratings, but Fox has agreed to give it a 13-episode order for a fifth and final season to wrap up all the mysteries of both universes.

  • "Glee"

    <strong>"Glee," Fox</strong><br /> <strong>Status: </strong>Renewed<br /> <strong>Why: </strong>The hit teen series is breaking records in music sales, but its overall viewership has slipped. After a bit of a PR debacle about graduating characters that ended with spinoff plans being squashed, "Glee" will get another season.

  • "Hell's Kitchen"

    <strong>"Hell's Kitchen," Fox <br /> Status:</strong> Renewed <br /> <strong>Why:</strong> Last year at this time, Fox renewed the Gordon Ramsay series for two more seasons, so it's all set.

  • "House"

    <strong>"House," Fox</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> After eight seasons and countless unsolvable medical cases solved, this Fox medical drama is coming to an end.

  • "I Hate My Teenage Daughter"

    <strong>"I Hate My Teenage Daughter," Fox</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why: </strong> As if getting panned by critics wasn't enough, "I Hate My Teenage Daughter's" shrinking ratings had the show marked for death, then Fox benched the sitcom for three months after only four episodes and then ... yep, buh-bye forever. No shock there.

  • "Kitchen Nightmares"

    <strong>"Kitchen Nightmares," Fox <br /> Status:</strong> Renewed?<br /> <strong>Why:</strong> In early February, Fox signed on for a?16-episode fifth season of this other Gordon Ramsay series. They're in the Gordon Ramsay business, and they're not going anywhere.

  • "MasterChef"

    <strong>"MasterChef," Fox <br /> Status:</strong> Likely to be renewed <br /> <strong>Why:</strong> No official announcement has been made regarding a third season, but there was a casting call issued during episodes throughout Season 2. And if Gordon Ramsay's track record with Fox is any indication, it's as good as renewed.

  • "Mobbed"

    <strong>"Mobbed," Fox <br /> Status:</strong> On the bubble <br /> <strong>Why:</strong> It started with a ratings bang, but things have only gone down from there for Fox's flash mob reality show with Howie Mandel at the helm. It's not on the schedule in any regular timeslot though, so it's possible they'll continue producing a few episodes a year.

  • "Napoleon Dynamite"

    <strong>"Napoleon Dynamite," Fox <br /> Status:</strong> On the bubble<br /> <strong>Why:</strong> After a decent debut, "Napoleon Dynamite" dropped about half of its audience to about 4 million viewers per episode. It could go either way.<br />

  • "New Girl"

    <strong>"New Girl," Fox</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> "New Girl" was the first new Fox show to get a full Season 1 order and the show has continued to perform well in the ratings and in the 18-49 demographic. America loves that adorkable charm.

  • "Q'Viva: The Chosen"

    <strong>"Q'Viva: The Chosen," Fox</strong> <br /> <strong>Status:</strong> Too soon to tell/Not their call<br /> <strong>Why: </strong>Shortly after the Latin American-based show -- starring J. Lo and her ex-husband Marc Anthony -- debuted on Univision, Fox picked up an English-language version that debuted in early March. Though the reality series underperformed in its Saturday night timeslot, it's not Fox's decision whether or not we'll see more "Q'Viva."

  • "Raising Hope"

    <strong>"Raising Hope," Fox</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Thanks (or no thanks) in part to the success of "New Girl," the sophomore season of "Raising Hope" has moved around timeslots, but it has retained about a 2.1 score in the adults 18-49 demo.

  • "The Simpsons"

    <strong>"The Simpsons," Fox</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> After a very tense contract standoff, the voice actors of "The Simpsons" and the studio agreed to new terms and the show was renewed through Season 25.

  • "So You Think You Can Dance"

    <strong>"So You Think You Can Dance," Fox</strong><br /> <strong>Status: </strong>Too soon to tell<br /> <strong>Why:</strong> Season 9 of "So You Think You Can Dance" won't debut until this summer and when it does, there will be changes: Fox has nixed the results show entirely. If the fanbase is still there, the cheaper production could save the show for another few seasons.

  • "Terra Nova"

    <strong>"Terra Nova," Fox</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Fox pulled the plug on this very expensive dinosaur drama, but reports indicate producers are looking to keep the show alive on a different network.<br />

  • "Touch"

    <strong>"Touch," Fox</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> The Kiefer Sutherland drama had a sizable audience (about 12 million viewers) for its preview and has remained somewhat steady since its premiere. Fox showed faith in the series, giving it the post-"American Idol" slot, and it paid off.

  • "The X Factor"

    <strong>"The X Factor," Fox</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why: </strong>Fox has already renewed the singing competition for a second season and boy will there be changes: two new hosts and two new judges will join Simon Cowell and L.A. Reid at the table.

  • "30 Rock"

    <strong>"30 Rock," NBC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong>"30 Rock" is showing its age, but the star power of Tina Fey and Alec Baldwin can't be denied -- NBC has renewed the show for a seventh and final season of 13 episodes.

  • "America's Got Talent"

    <strong>"America's Got Talent," NBC <br /> Status:</strong> Likely to be renewed<br /> <strong>Why:</strong> NBC's top-rated summer show is moving to New York for this upcoming season, but it's most likely not going anywhere. Unless, of course, the new judge -- shock jock Howard Stern -- really messes things up somehow.

  • "Are You There, Chelsea?"

    <strong>"Are You There, Chelsea?," NBC</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> With just over 3 million viewers an episode, it wasn't not exactly a strong performer, even by NBC's standards. Even Chelsea Handler and NBC's fondness for funny ladies couldn't save this show.

  • "Awake"

    <strong>"Awake," NBC</strong><br /> <strong>Status:</strong> Canceled <br /> <strong>Why:</strong> "Awake" had gotten some great promotion, but its numbers were pretty middle of the road and only went down further -- genre shows with heavy serialized elements are always tricky.

  • "Bent"

    <strong>"Bent," NBC</strong><br /> <strong>Status:</strong> Canceled <br /> <strong>Why: </strong>The Amanda Peet comedy premiered in late March and had six episodes to prove itself, but NBC didn't give it much of a chance, airing them back-to-back.

  • "Best Friends Forever"

    <strong>"Best Friends Forever," NBC</strong><br /> <strong>Status:</strong>Canceled<br /> <strong>Why:</strong> The female buddy sitcom starring and co-created by Jessica St. Clair and Lennon Parham was yanked from the schedule and then axed for good.

  • "Betty White's Off Their Rockers"

    <strong>"Betty White's Off Their Rockers," NBC</strong><br /> <strong>Status:</strong> Too soon to tell<br /> <strong>Why:</strong> Even though Betty White isn't doing the pranking, "Off Their Rockers" could still make a comeback.

  • "The Biggest Loser"

    <strong>"The Biggest Loser," NBC</strong><br /> <strong>Status:</strong> Likely to be renewed<br /> <strong>Why:</strong> NBC's weight loss competition show has been around for years, and despite sagging overall ratings, its 18-49 rating (a recent episode got a 2.0) is still one of NBC's highest.

  • "Celebrity Apprentice"

    <strong>"Celebrity Apprentice," NBC</strong><br /> <strong>Status:</strong> Likely to be renewed<br /> <strong>Why:</strong> Series low ratings probably won't kill this franchise. But are there any D-listers left who haven't competed for Donald Trump's approval?

  • "Chuck"

    <strong>"Chuck," NBC</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> The Josh Schwartz spy dramedy ended its five-season run in January.

  • "Community"

    <strong>"Community," NBC</strong><br /> <strong>Status: </strong>Renewed<br /> <strong>Why: </strong>Beloved by (a very vocal) few, ignored by many -- that's "Community" in a nutshell. After getting benched in January, "Community" returned to NBC's schedule with a vengeance, getting it a fourth season pick-up for 13 episodes to air on Fridays. Cool, cool, cool -- you can pop, pop! that champagne now.

  • "Fashion Star"

    <strong>"Fashion Star," NBC</strong> <br /> <strong>Status:</strong> Renewed<br /> <strong>Why: </strong>The high-style reality series with Nicole Richie, Jessica Simpson, Elle Macpherson and John Varvatos has certainly been confusing, but it's still a smart business model: The winning designs each week are for sale in stores the next day, and those stores just happen to be covering a large portion of production and advertising costs.

  • "Fear Factor"

    <strong>"Fear Factor," NBC <br /> Status:</strong> Likely to be renewed <br /> <strong>Why:</strong> Despite the donkey semen scandal that cut this season of "Fear Factor" a bit short, <a href="http://mediadecoder.blogs.nytimes.com/2011/12/13/fear-factor-returns-and-makes-a-ratings-splash/" target="_hplink">"Fear Factor" boosts NBC's ratings</a> ... and can a scandal really compete with that?

  • "The Firm"

    <strong>"The Firm," NBC</strong><br /> <strong>Status:</strong> As good as dead<br /> <strong>Why:</strong> The show hasn't officially gotten the axe yet, but "The Firm" was moved to Saturdays after turning in an incredibly poor performance (less than a 1 rating in the 18-49 demo) on Thursday nights.

  • "Free Agents"

    <strong>"Free Agents," NBC</strong><br /> <strong>Status:</strong> Canceled <br /> <strong>Why:</strong> This show just didn't have much life in it. It was canceled after just four episodes, despite its awesome lead actors Hank Azaria and Kathryn Hahn.

  • "Grimm"

    <strong>"Grimm," NBC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> The supernatural fairy tale drama has been doing well for NBC on Friday nights -- it hovers around the 5 million viewers mark, which is pretty solid by NBC standards and why the network gave the drama an early renewal.

  • "Harry's Law"

    <strong>"Harry's Law," NBC</strong><br /> <strong>Status:</strong>Cancelled<br /> <strong>Why: </strong> While earlier this year "Harry's Law" was one of NBC's top players, after a three-month break between January and March, the Kathy Bates drama saw mediocre ratings and failed to hold on to viewers.

  • "Law & Order: SVU"

    <strong>"Law & Order: SVU," NBC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> The only "Law & Order" left, "SVU" has been an NBC power player for 13 years and will return for a 14th.

  • "The Office"

    <strong>"The Office," NBC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> It's hard to imagine a long-running, fan-favorite show like "The Office" going away without a big promotional push. The numbers are still good (by NBC standards) and "The Office" will return for a Season 9.

  • "Parenthood"

    <strong>"Parenthood," NBC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> The perpetual bubble show has done pretty consistent numbers for NBC this season, but three seasons in and no signs of growth is both a good and bad sign ... luckily for fans, NBC gave it a Season 4 all the same.

  • "Parks and Recreation"

    <strong>"Parks and Recreation," NBC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> Just like the rest of NBC's Thursday comedy block, "Parks and Recreation" has serious ratings blues. Can critical acclaim keep "Parks" around for a Season 5? The answer is yes! "Parks" will return for Season 5.

  • "The Playboy Club"

    <strong>"The Playboy Club," NBC</strong><br /> <strong>Status:</strong> Canceled<br /> <strong>Why:</strong> Apparently fictional slutty bunnies and real-life homewrecker Eddie Cibrian do not a successful show make. It only lasted three episodes. "The Girls Next Door" did it better.

  • "Prime Suspect"

    <strong>"Prime Suspect," NBC <br /> Status:</strong> Canceled <br /> <strong>Why:</strong> Maria Bello's gruff detective failed to capture the audience NBC hoped. At least we had all those hat jokes. <br />

  • "Smash"

    <strong>"Smash," NBC</strong><br /> <strong>Status:</strong> Renewed <br /> <strong>Why: </strong> After a huge promo blitz, "Smash" debuted nicely, but started losing viewers quickly. A handful of episodes in, it stabilized, becoming NBC's #1 drama in the 18-49 demo, and NBC announced it was getting a second season.

  • "Up All Night"

    <strong>"Up All Night," NBC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> The critical favorite of NBC's new comedy offerings, "Up All Night" debuted strongly to more than 10 million viewers, but has since dropped to less than 4 million viewers an episode. It will return for a Season 2.

  • "Whitney"

    <strong>"Whitney," NBC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> The show is one of the better performing freshman offerings on the Peacock network -- and NBC chief Bob Greenblatt told members of the press at TCA that he is "hopeful Whitney will be a long-term player for us." Looks like Season 2 is a good start, with the show moving to Friday nights.

  • "The Voice"

    <strong>"The Voice," NBC</strong><br /> <strong>Status:</strong> Renewed<br /> <strong>Why:</strong> We may not even be at Season 2's live shows yet, but NBC is already up for more of "The Voice." Hopefully, Cee Lo's cat "Purrfect" will return for Season 3 as well.

  • "Who Do You Think You Are?"

    <strong>"Who Do You Think You Are?," NBC<br /> Status:</strong> Likely to be renewed<br /> <strong>Why:</strong> The celebrity-centric family tree series has helped NBC on Friday nights and hit its ratings high in March.

  • Source: http://www.huffingtonpost.com/2012/07/18/dallas-larry-hagman-patrick-duffy_n_1683352.html

    denver broncos vs new england patriots cruise ship sinking vernon davis starship troopers starship troopers nfl nfl